What Should You Ask a Ghana Real Estate Developer?
Ask for the Real Estate Agency Council licence, membership of the Ghana Real Estate Developers Association, two completed projects to visit, the land title, an escrow payment route, a delivery date with a buffer, and the service charge. Put every answer in writing and give the file to your own lawyer. Ownkey’s fraud guide backs these checks.
Which Ten Questions Matter Most?
- Are you licensed by the Real Estate Agency Council? The Council regulates developers, agents, and property managers under Act 1047.
- Are you a member of the Ghana Real Estate Developers Association? Membership shows peer accountability but does not guarantee delivery.
- Which two completed projects are open to visit? Look at the finish, the management, and whether the brochure matched the building.
- Who holds title to the land? Your lawyer runs a Lands Commission search before the first payment.
- Where do my payments go? Insist on a lawyer’s escrow or a named company account. Never accept a personal account.
- How is the schedule tied to construction? Payments should follow verified milestones.
- What is the delivery date, and what happens if you miss the date? Ownkey advises a 6 to 12 month buffer beyond the stated date.
- What title will I receive? A deed of assignment, a Certificate of Title, or a sectional arrangement each need different checks.
- What is the service charge and what does the charge cover? Ask about security, generators, and common areas.
- What backup power and water does the building have? Get the generator rating and coverage in writing.
Which Answers Are Red Flags?
- The developer discourages or delays a title search.
- Payment goes to a personal or mobile money account.
- The developer asks for more than 30% upfront.
- No completed project is open to visit.
- The price sits far below nearby comparable units.
The verification guide lists each document to request, and the comparison of off-plan and completed apartments explains the trade-offs.
Where Does Regalia Residence Fit?
Put these ten questions to the Regalia sales team and ask for the licence, title documents, payment plan, and service charge in writing. Studios start from $107,000 including VAT, with payment plans on every unit type. Give the answers to your lawyer before you pay.
Request the Regalia price list or message the sales team on WhatsApp at +233 595 959595.
Frequently Asked Questions
How do I check a developer in Ghana?
Verify the licence at reac.gov.gh, confirm membership of the Ghana Real Estate Developers Association, and visit two completed projects.
How much should I pay upfront to an off-plan developer?
Ownkey advises never paying more than 30% upfront. Imaani Homes’ guide cites deposits of 20% to 30%.
Where should off-plan payments go?
Into a lawyer’s escrow account or a named company account your lawyer has confirmed. Never into a personal account.
What if the developer delays delivery?
Negotiate a written remedy in the sale agreement before you pay. Plan for a 6 to 12 month buffer.
Sources
Data as of 24 October 2026.
